Fix & Flip
Short-term rehab loans
Finance purchase and rehab costs with draws matched to your scope of work.
- Up to 85% of purchase + rehab
- Interest-only payments
- 12–18 month terms
Best for
Investors adding value and exiting quickly.
Fast funding for real estate investors
We fund the deals that build your portfolio.
Begory Capital provides simple, asset-based lending for investors in NY, NJ, PA, and FL. Fix & flip, rental, and bridge loans designed around real-world deals—not red tape.
Close in as little as 7–10 days. No tax returns on many programs—just the property, the plan, and your experience.
Deal types
Fix & Flip · DSCR
Short-term rehab and buy-and-hold
Property types
Residential + Mixed-use
Single-family, 1–4 units, and multifamily up to 8 units
Run the numbers
FIX & FLIP↗
Flip profit & ROI calculator
Estimate your total project cost, profit margin, and return on investment before you make an offer.
Total project costNet profitROI %Cost as % of ARV
DSCR RENTAL↗
Rental cash flow calculator
Model monthly cash flow, cap rate, and cash-on-cash return for any buy-and-hold or refinance scenario.
Monthly cash flowCap rateCash-on-cash return
Trusted by investors, agents & real estate professionals
Fix & Flip investorsBuy & Hold landlordsDevelopersAgents & Loan officers
HOW IT WORKS
A clear path from term sheet to closing.
No endless back-and-forth. Just a focused process that respects your timeline and your contract dates.
- 1Tell us about the deal
Share the property, purchase price, rehab budget (if any), and your exit — flip, refinance, or hold.
- 2We design a custom structure
We look at the real numbers and build loan options around your project — not just a computer model.
- 3Close fast & execute
Our team coordinates with title, attorneys, and insurance so you can focus on renovating, leasing, and growing.
No tax returns on many programsCommon-sense underwritingInvestor-friendly terms
“Every file is treated like our own investment. We look at the property, the plan, and the person — not just a credit score.”
— Begory Capital underwriting philosophy
72%of loans closed with repeat borrowers.
48 hrsaverage time from docs to conditional approval.
7–21 daystypical closing window depending on complexity.
LOAN PROGRAMS
Funding designed for real estate investors.
Whether you're flipping your first property or scaling a rental portfolio, we structure loans that fit your strategy.
Rental / DSCR
Long-term rental loans
30-year fixed or ARM loans based primarily on property cash flow — not your W-2.
- Single-family and 1–4 unit residential
- Multifamily up to 8 units
- DSCR-based underwriting — rate & term or cash-out
Best for
Buy-and-hold investors building cash flow.
Bridge & Small Balance
Bridge & small commercial
Transitional financing for properties in lease-up, repositioning, or value-add phases.
- Flexible terms up to 24 months
- Small commercial & mixed-use (5–10 units)
- Short-term bridge for repositioning or exit
Best for
Investors needing time to stabilize then refinance or sell.
WHY BEGORY
A lending partner who lives in your world.
Begory Capital understands contracts, appraisals, leases, and construction draws. We speak investor, not just bank.
Common-sense decisions
We look at the story of the deal, not just a checkbox matrix. If the numbers work, we fight for the file.
Transparent terms
Fees, rates, and structure are walked through with you and your team — no surprise wire instructions at the table.
Responsive communication
Direct access to a real decision-maker. Calls returned. Emails answered. Files actually moved.
★★★★★
“Every other lender told my client no. Begory Capital understood the deal, found a path, and closed the loan on time. They didn't overcomplicate it — they just executed.”
R
John Smith
Real Estate Agent
Agent partnershipsLoan officers welcomeBroker-friendly
Ready to talk about your next deal?
Share a few details about the property and your timeline. We'll respond with structure ideas, estimated terms, and next steps.